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    An analysis into the effects of cybercrime on the financial service sector and national development in Zimbabwe

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    Date
    2020
    Author
    Tachiona, Thulani Munashe
    Type
    Thesis
    Metadata
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    Abstract
    The study was on the analysis of the effects of cyber crime on financial institutions and on national development. It examined the most frequent cyber crimes in Zimbabwe as card fraud, data breaches (hacking, malware and phishing), Card Skimming and Cloning, Identity Theft (Someone impersonating to be you) and Simcard Swap (Someone using your Simcard). It also observed that there are factors that have contributed to the increase of cyber rcrime in Zimbabwe such as the increase in the use of plastic money and internet penetration. The study was conducted in Harare by categorising the groups of research into the clients of banks or mobile money operators, employs of mobile money operators or banks and RBZ officials. Data was collected using a questionnaire. Quantitative data was presented through the use of graphs analysed through measures of tendency particularly the mean,mode,standard deviation and frequency. The study also noted that cyber crime causes disruption to business and its impacts was revenue losses, reputational losses, loss of customer confidence,loss of investor confidence and increase in customer complaints related to plastic money. The study also recommended that the regulator should come up with a compliance program for financial institutions and educate them about cyber crime there by creating awareness.
    URI
    https://hdl.handle.net/10646/4469
    Additional Citation Information
    Tachiona, T. M (2020). An analysis into the effects of cybercrime on the financial service sector and national development in Zimbabwe. (Unpublished master’s dissertation). University of Zimbabwe.
    Publisher
    Not published
    Subject
    Real Time Gross Settlement
    Information Communications Technology
    Digital currency
    Financial institutions
    Collections
    • Faculty of Business Management Sciences and Economics e-Theses Collection [496]

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